Ways To Pay Your Car Insurance
Almost all of us have fallen victim of a financial situation at one point or another, despite out best efforts of prevention. If you have found yourself in a position where you are struggling to make ends meet whether it comes to paying for your car insurance or anything else, it may be time to seek alternative money making solutions. Thankfully, there are plenty of smart ways you can get yourself out of the red and get some cash quickly, without decimating your finances.
Short Term Personal Loans
Short term personal loans offer borrowers the chance to receive a lump sum payment that is not secured against their possessions or property, come with a high repayment rate and has to be paid back within a certain period of time. While they have had a bad reputation in the past, new laws and regulations have meant that using a payday loan could mean you end up paying less money back than compared to you going into your overdraft! As long as you have the means to pay the loan back and choose a reputable payday loan lender, a personal loan can be just the boost you need to your monthly income to avoid any cash flow emergencies from getting you into trouble financially.
Use Your Credit Card
Another way to ensure you are able to pay for emergencies that can crop up when you least expect them is to use your credit card. If your credit card has a low cash advance limit or doesn’t have any fees at all then it can be ideal in raising money quickly. Why not ask a friend if you can go shopping with them and pay for their goods with your card while getting them to pay you the cash for what they buy? This will mean you have cash to spend as well as ensuring you don’t have to deal with the usual cash advance fees and higher interest rates.
Sell Your Old Gold And Silver
Most people either have or know someone who has some old gold or silver lying around at the bottom of their jewellery box. Check your home or ask your family to check if they have any precious metals you can sell at your local jewellers. If you’re unsure if your metals are worth anything or not, then let the jeweller test it for you. Be sure to shop around and compare the prices you are quoted in each shop as the value of your metal can differ significantly from shop to shop.
Host A Car Boot Sale
As the saying goes: one man’s trash is another man’s treasure! Why not hit two birds with one stone and organise a car boot sale whilst clearing your house of some unneeded clutter? Get your friends and family involved and make a say of it- selling things you no longer use or need at a competitive price could soon turn your stuff into some serious cash!
Why not use a combination of the techniques listed above and challenge yourself to see how much money you can gather up as a result?